Terms and Conditions for Investment Consulting Services

Acceptance of Terms

By accessing our website and engaging our investment consulting services, you agree to be bound by these terms and conditions. These terms govern your relationship with perandolistra.com and outline the obligations and rights of both parties in our professional advisory relationship.

Definitions

For the purposes of these terms:

• "Service": refers to investment consulting, portfolio management, and financial advisory services provided by perandolistra.com
• "Client/User": refers to individuals or entities engaging our investment advisory services
• "Content": refers to all information, analysis, recommendations, and materials provided through our services
• "Company": refers to perandolistra.com Investment Consultants and its authorized representatives

Use of Our Services

Our investment consulting services are provided subject to the following conditions:

Prohibited Activities

Clients must not:

Client Responsibilities

As our client, you are responsible for:

• Providing accurate and complete financial information for proper advisory services
• Making final investment decisions based on your personal circumstances and risk tolerance
• Promptly communicating changes in financial situation or investment objectives
• Complying with all applicable laws and regulations regarding investments and taxation

Intellectual Property Rights

All investment research, analysis methodologies, proprietary tools, and advisory content remain the intellectual property of perandolistra.com. Clients receive a limited license to use this information for personal investment purposes only. Reproduction, distribution, or commercial use of our proprietary content is strictly prohibited without written authorization.

Payment Terms and Conditions

Payment for investment consulting services is subject to:

• Hourly consultation fees ranging from R1,800 to R9,000 depending on service complexity
• Payment due within 30 days of invoice date unless alternative arrangements are agreed upon
• Additional charges may apply for specialized research or extended portfolio analysis

Limitation of Liability

perandolistra.com and its representatives shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of information or services provided through this website.

User Indemnification

Users agree to indemnify and hold harmless perandolistra.com from any claims, damages, or expenses arising from their use of our services or information provided on this website.

Service Termination

Either party may terminate the advisory relationship for:

• Mutual agreement to conclude the consulting engagement
• Breach of these terms and conditions by either party
• Changes in regulatory requirements affecting service provision

Governing Law and Jurisdiction

These terms are governed by South African law. Any disputes arising from our advisory relationship will be subject to the jurisdiction of South African courts. We comply with all relevant Financial Sector Conduct Authority regulations and professional standards for investment advisory services.

Modifications to Terms

We reserve the right to modify these terms and conditions to reflect changes in our services, regulatory requirements, or business practices. Clients will be notified of material changes, and continued use of our services constitutes acceptance of updated terms.

Contact Information

For questions about these terms and conditions: